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In 1959, the bank made a lot $25 million by providing FHA and VA home mortgages to drivers. Prior to the 1960s the State banking laws prohibited banks from locating in other counties, although they changed to get along with and Hudson City opened their first branch in Bergen County in Waldwick. This was just the foundation. In the 1970s, the bank opened 37 branches in 12 counties. In 1978, when the bank moved their headquarters to Bergen County their total deposits and assets were over $1.1 thousand.

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